Muhibbuddin MN. THE EFFECT OF FINANCIAL LITERACY AND INCOME ON INVESTMENT DECISIONS: THE MODERATING ROLES OF ISLAMIC FINANCIAL BEHAVIOR AND RISK MANAGEMENT . Journal of Advanced Research in Management and Economics (JARME) [Internet]. 2026 Sep. 7 [cited 2026 Oct. 2];2(2). Available from: https://ojs.efha.co.id/index.php/JARME/article/view/76